How to report car insurance fraud

Reporting car insurance fraud is important to help prevent false claims, keep insurance costs down, and ensure that honest policyholders are protected. Here’s how you can report suspected fraud: Learn more About Car Insurance Fraud

1. Gather Evidence

Before making a report, collect as much information as possible, including:

Any supporting documents (photos, videos, receipts, witness statements, etc.)

Name(s) of the person(s) involved

Date, time, and location of the suspected fraud

Description of fraudulent activity (e.g., staged accident, false claims, inflated repair costs)

2. Contact the National and State Reporting Sites

National online car insurance reporting sites

• National Insurance Crime Bureau: 
• ReportFraud.ftc.gov: 
• InsuranceFraud.org: 
• National Insurance Crime Bureau (800) 835-6422

State fraud bureaus 

• Most states have fraud bureaus that will investigate car insurance fraud
• Click Here to find your states Fraud Bureau

3. Report to the Insurance Company

If you suspect fraud related to your own policy or a claim involving another driver, contact the insurance provider directly. Most insurers have fraud investigation teams and anonymous reporting options.

Contact Insurance Companies Directly

• Click Here for list of Insurance Company Fraud Links