How to save money on your car insurance
Here are a few tips for saving on your car insurance
1. Always Compare rates of several insurance companies.
Every insurance company calculates their rates differently. It’s always best to get several quotes before committing to one company. Also get quotes from Independent Insurance Agents, they have the ability to compare different rates for you.
2. Bundling your different insurances
When shopping for insurance consider companies that sell both car and home insurance. Combining your auto and home insurance can save a substantial sum of money each year.
3. Look for discount options
Some insurance companies offer different kinds of discounts. You may be able to get discounts for
- low milage per year,
- paying in full rather than monthly
- Automatic payments
- Paperless bills
- Student discounts
- Having more than one vehicle
4. Reduce Your Full coverage for older vehicles
Reducing your coverage by dropping collision and comprehensive Insurance on an older vehicle that is paid off can save money. As your car gets older and less valuable these types of coverage may no longer be worth what you are paying for it.
5. Take a defensive driving course
Enrolling in an approved defensive driving course can get you a discount of your insurance. This can usually be taken every couple of years
6. Raising the Deductible amount on your car insurance policy
Increasing your Deductible can also save on your car insurance policy. A deductible is the amount of money you are responsible for before your insurance company starts to pay.es for saving on car insurance
Links for comparing car insurance rates.
Nerd Wallet:
https://www.nerdwallet.com/insurance/l/auto-insurance-finder
The Zebra